Chinese Small Scale Loan Company Evaluation and Development Strategy Research

Small loan companies facilitate the innovation of financial organization system,satisfy the demands of public savings,curb the spreading of illegal lending and borrowing,and provide the public with professional financial information.However,these small loan companies are now faced with various problems,including trade identity orientation,supervision system,sources of funding,operational risks and technical support.The sustainable development of small loan companies is challenged.The government is supposed to implement a series of measures,including more standardized development of this trade,relevant regulations to build up a robust system,improving trade development environment,innovating management approaches.