ScholarLens Back to search
2008•Journal of Chongqing Technology and Business UniversityRequires access

Analysis on the loan repayment behavior of housing loan based on decision tree

Huang Zhang-shu

Open publisher page 1 citations

Abstract

Compared with the corporate loan,the commercial banks regard the personal housing loan as the higher-quality loan,and try to develop this loan area firstly.This paper used decision tree technology of data mining to mine the data of personal housing loan,and classifies the loan repayment behavior of customers by the analysis of personal information,housing information and so on,then educe a number of classification rules for banks to refer.

About this research paper

What this paper is about

Compared with the corporate loan,the commercial banks regard the personal housing loan as the higher-quality loan,and try to develop this loan area firstly.This paper used decision tree technology of data mining to mine the data of personal housing loan,and classifies the loan repayment behavior of customers by the analysis of personal information,housing information and so on,then educe a number of classification rules for banks to refer.

Why it matters

OpenAlex reports 1 citations for this work. Citation counts describe recorded attention and do not establish research quality.

Key contribution

A contribution statement is not available in the OpenAlex record.

Method / approach

Method details are not available in the OpenAlex metadata.

Main findings

Findings are not separately available in the OpenAlex metadata.

Limitations

Limitations are not available in the OpenAlex metadata.

Applications

Application details are not available in the OpenAlex metadata.

Available abstract

Compared with the corporate loan,the commercial banks regard the personal housing loan as the higher-quality loan,and try to develop this loan area firstly.This paper used decision tree technology of data mining to mine the data of personal housing loan,and classifies the loan repayment behavior of customers by the analysis of personal information,housing information and so on,then educe a number of classification rules for banks to refer.

Key concepts: Loan, Bridge loan, Business, Participation loan, Quality (philosophy), Decision tree, Non-conforming loan, Actuarial science

Related papers

Related paper 1Related paper 2Related paper 3
Back to paper searchBrowse research topicsOriginal source
Analysis on the loan repayment behavior of housing loan based on decision tree — Research Paper | ScholarLens