2003•Unpublished venueRequires access
On Commercial Bank Loan Structure Arrangement & Management
Gao Gui-zhe
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Abstract
Loan structure arrangement is an important step in extending a loan, and it's critical for loan management. Little attention is paid to micro decision management of credit loans and regular management of business action in China's baking industry; many problems exist in loan structure arrangement. A reasonable loan structure arrangement requires reasonably specifying the kinds of loan, line of credit, redemption tenor and reimbursement ways according to such factors as purposes, resources for repayment and repayment capability of borrowers, and making correct decisions of loan support and loan prices so as to ensure the timely return of the loan principal and interests.