Risk Analyses of Housing Mortgage Loan and the Corresponding Precaution Measures
Yang He-li
Abstract
Yang He-li
Abstract
The housing mortgage loan has already been on some scale since it appeared. But in the process of the real conduction, the risk of it is still ubiquitous, especially on security caused by policy, market, bank, mortgage and so on. Precautions against these risks must be taken in order to realize the sustainable development of the housing loan. Some risk precaution measures are put forward in this paper on the basis of the risk analyses of housing mortgage loan at present.
A significance statement is not available in the OpenAlex record.
A contribution statement is not available in the OpenAlex record.
Method details are not available in the OpenAlex metadata.
Findings are not separately available in the OpenAlex metadata.
Limitations are not available in the OpenAlex metadata.
Application details are not available in the OpenAlex metadata.
The housing mortgage loan has already been on some scale since it appeared. But in the process of the real conduction, the risk of it is still ubiquitous, especially on security caused by policy, market, bank, mortgage and so on. Precautions against these risks must be taken in order to realize the sustainable development of the housing loan. Some risk precaution measures are put forward in this paper on the basis of the risk analyses of housing mortgage loan at present.
Key concepts: Mortgage underwriting, Mortgage loan, Mortgage insurance, Shared appreciation mortgage, Loan, Secondary mortgage market, Business, Loan-to-value ratio