Impact of Payment Methods of Urban Basic Health Insurance on Treatment Expenses of Insured Patients with Cancer in Urban Areas in China
Wen Ling Chen
Abstract
Wen Ling Chen
Abstract
Objective: There is always a conflict between payment of health insurance fund and treatment expenses of cancer.The research investigated and analyzed the impact of payment methods on treatment expenses of patients with cancer.Methods: A sam-pling survey was conducted in 9 cities and in each city we sampled 600 patients and acquired their treatment records of cancer.Then a multiple linear regression model was employed to analyze the influencing factors of in-patient expenses.Results: There were three main forms of payment methods,including fee-for-service,flat rate payment and quota payment.In-patient expenses under flat rate payment was 2 416 yuan lower than that under fee-for-service;there was no significant difference between those under quota payment and fee-for-services.Conclusions: Flat rate payment had a better effect of controlling treatment expenses of cancer.Integrated appli-cation of various payment methods should be carried out to make up for the weakness of implementing single one.
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Objective: There is always a conflict between payment of health insurance fund and treatment expenses of cancer.The research investigated and analyzed the impact of payment methods on treatment expenses of patients with cancer.Methods: A sam-pling survey was conducted in 9 cities and in each city we sampled 600 patients and acquired their treatment records of cancer.Then a multiple linear regression model was employed to analyze the influencing factors of in-patient expenses.Results: There were three main forms of payment methods,including fee-for-service,flat rate payment and quota payment.In-patient expenses under flat rate payment was 2 416 yuan lower than that under fee-for-service;there was no significant difference between those under quota payment and fee-for-services.Conclusions: Flat rate payment had a better effect of controlling treatment expenses of cancer.Integrated appli-cation of various payment methods should be carried out to make up for the weakness of implementing single one.
Key concepts: Payment, Actuarial science, Business, China, Service (business), Fee-for-service, Health insurance, Payment service provider