2015•International Journal in IT & EngineeringRequires access

An evaluation of NPA of Selected Private Sector banks in India for the period of 2000–2010

Shilpa Vivek Agrawal

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Abstract

Banks are basically service-rendering institutions. The existence and success of banks depend on their ability to meet the various needs and wants of the customers. Private sector banks play an important role in development of Indian economy. After liberalization the banking industry under went major changes. The economic reforms totally have changed the banking sector. RBI permitted new banks to be started in the private sector as per the recommendation of Narashiman committee. The Indian banking industry was dominated by public sector banks. But now the situations have changed, new generation banks with used of technology and professional management has gained a reasonable position in the banking industry. The main focus of this research is to analyse the effect of NPA on Indian Private Sector banks.

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What this paper is about

Banks are basically service-rendering institutions. The existence and success of banks depend on their ability to meet the various needs and wants of the customers. Private sector banks play an important role in development of Indian economy. After liberalization the banking industry under went major changes. The economic reforms totally have changed the banking sector. RBI permitted new banks to be started in the private sector as per the recommendation of Narashiman committee. The Indian banking industry was dominated by public sector banks. But now the situations have changed, new generation banks with used of technology and professional management has gained a reasonable position in the banking industry. The main focus of this research is to analyse the effect of NPA on Indian Private Sector banks.

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Available abstract

Banks are basically service-rendering institutions. The existence and success of banks depend on their ability to meet the various needs and wants of the customers. Private sector banks play an important role in development of Indian economy. After liberalization the banking industry under went major changes. The economic reforms totally have changed the banking sector. RBI permitted new banks to be started in the private sector as per the recommendation of Narashiman committee. The Indian banking industry was dominated by public sector banks. But now the situations have changed, new generation banks with used of technology and professional management has gained a reasonable position in the banking industry. The main focus of this research is to analyse the effect of NPA on Indian Private Sector banks.

Key concepts: Private sector, Liberalization, Banking industry, Public sector, Business, Tertiary sector of the economy, Position (finance), Financial system

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