Analysis of Countermeasures for Development of Micro-Credit in Jilin Province

As a large province renowned for grain exporting, agriculture is regarded as the main industry of Jilin Province. Therefore, it is of great significance to promote the development and reform of new financial institutions-small loan companies and increase farmers’ revenue as well. With micro-credit in Jilin Province as the research target, the paper states the current condition of micro-credit, makes an analysis of drawbacks in the development of micro-credit and the negative factors which restrain its development, and then discusses how to promote optimum development of micro-credit in Jilin Province through three aspects, including improving the relevant guarantee system of RCC (Rural Credit Cooperative) to create good economic environment, protecting the rights of the two parties involved in the loan and bringing in external investment, etc..