The Mode of Dual Agricultural Insurance Institution: Way out of the Plight of Chinese Agricultural Insurance Institution

Chinese agricultural insurance institution has not broken through the framework of initial choice, always evolving within the framework of unitary institution, which is the root of the plight of Chinese agricultural insurance. The way out of the plight is to establish and perfect a dual agricultural insurance institution in China, that is, existing agricultural insurance institution and organization structure should be employed in general agricultural disaster insurance, while agricultural catastrophe insurance should be led step by step by the government, with an agricultural catastrophe insurance institution gradually established and perfected, thus constructing the new mode of dual agricultural insurance institution.