보험업법상 겸영금지원칙에 관한 검토

The Insurance Business Act §10 provide that No insurer shall operate life and non-life insurance business concurrently; however, an insurance business falling under any of the following Sub-paragraphs shall be exempted from the above: 1. Reinsurance business of life insurance and third insurance; 2. Insurance business provided by the other law and the president oder 3. Insurance business In addition to third insurance by the standard of the president oder. Third insurance means that any insurance business which is difficult to classify into life or non-life insurance. This article composed important principles after legislation of the insurance business act. But nowadays the principle faced the challenge by the change of the business environment. In a recent day Korea Insurance Development Institute submit the concurrent operation enlargement scheme in the insurance industry. But life insurance companies strongly opposed to KIDI's draft in spite of the opinion is not entirely all lines operation. The writer review the possibility of the cross marketing in the life, non-life insurance business. And conclude that it is not necessary to amend the §10.