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2023•International Journal For Multidisciplinary ResearchOpen access

The Effect of Mobile Money Services Usage on Financial Inclusion in Nyamigamba Village

Lucas Isack Safari -, Ally Kilindo -, Francis Nyoni -

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Abstract

Several studies have shown that most of citizens living in rural areas are financially excluded due to several reasons such as lack of awareness of using mobile money financial services but also high cost of using the mobile money services. Thus, this study tend to analyze the effect of mobile money services usage on financial inclusion in Nyamigamba village which is one of the rural area located in Mwanza region, Tanzania. However, the selected mobile money services were mobile money transfer service, mobile money receiving service, mobile money payment service and mobile money loan service.

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What this paper is about

Several studies have shown that most of citizens living in rural areas are financially excluded due to several reasons such as lack of awareness of using mobile money financial services but also high cost of using the mobile money services. Thus, this study tend to analyze the effect of mobile money services usage on financial inclusion in Nyamigamba village which is one of the rural area located in Mwanza region, Tanzania. However, the selected mobile money services were mobile money transfer service, mobile money receiving service, mobile money payment service and mobile money loan service.

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Available abstract

Several studies have shown that most of citizens living in rural areas are financially excluded due to several reasons such as lack of awareness of using mobile money financial services but also high cost of using the mobile money services. Thus, this study tend to analyze the effect of mobile money services usage on financial inclusion in Nyamigamba village which is one of the rural area located in Mwanza region, Tanzania. However, the selected mobile money services were mobile money transfer service, mobile money receiving service, mobile money payment service and mobile money loan service.

Key concepts: Mobile payment, Financial inclusion, Business, Financial services, Service (business), Payment, Financial transaction, Loan

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