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2021•Forefront GroupRequires access

Three Steps To Achieving More Affordable Health Insurance In The Individual Market

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Abstract

Instead of building on Affordable Care Act (ACA) policies that led to costlier health insurance premiums, we need to find a better way to ensure a stable insurance market that extends affordability to all income levels. The first steps to solving the ACA’s premium cost problem should include a fixed premium subsidy structure, a federal reinsurance program, and codification of federal rules that allow individual coverage health reimbursement arrangements.

About this research paper

What this paper is about

Instead of building on Affordable Care Act (ACA) policies that led to costlier health insurance premiums, we need to find a better way to ensure a stable insurance market that extends affordability to all income levels. The first steps to solving the ACA’s premium cost problem should include a fixed premium subsidy structure, a federal reinsurance program, and codification of federal rules that allow individual coverage health reimbursement arrangements.

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OpenAlex reports 1 citations for this work. Citation counts describe recorded attention and do not establish research quality.

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Available abstract

Instead of building on Affordable Care Act (ACA) policies that led to costlier health insurance premiums, we need to find a better way to ensure a stable insurance market that extends affordability to all income levels. The first steps to solving the ACA’s premium cost problem should include a fixed premium subsidy structure, a federal reinsurance program, and codification of federal rules that allow individual coverage health reimbursement arrangements.

Key concepts: Reinsurance, Health insurance, Subsidy, Actuarial science, Business, Reimbursement, Medicaid, Patient Protection and Affordable Care Act

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