The Small and Medium-sized Enterprises Financing: A Perspective of the Private Bank

The small and medium-sized enterprises provide much economic dynamism for macroeconomic development in China. However, many small and medium-sized enterprises have to face financing difficulties due to external factors and internal factors, such as the willingness of financial institutions to lend and the low credit of small and medium-sized enterprises. The establishment of private banks plays a very important role in alleviating the financing difficulties of small and medium-sized enterprises and eliminating financial suppression. This paper takes the listed small and medium-sized enterprises as samples to study the impact of the development of private banks on the small and medium-sized enterprises financing. The conclusions show that the development of private banks can alleviate the financing difficulties of small and medium-sized enterprises.