A) Study on impact analysis of microfinance on poverty reduction

The aim of the thesis is to assess the long-run impacts of Dedebit Credit and Savings Institution (DECSI) participation on poverty reduction based on panel data from Northern rural Ethiopia spanning for ten years from 1997 to 2006.The panel household survey provides a way of controlling for the joint determination of consumption expenditure and DECSI participation, and provides framework for measuring the impact of program participation on consumption expenditure using the household level fixed effect model.The fixed effect estimation strategy has been employed to eliminate the impact of unobservable household specific characteristics and other issues of endogeniety.The household level fixed effect suggest that controlling for household demographic characteristics and other factors, program participation has a significant and positive impact on the household per capita Copyright by