2021E3S Web of ConferencesOpen access

Research on Rural Financial Problems based on Demand, Dilemma and Guarantee Countermeasures in China

Yanping Sun, Yongzhi Liu

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Abstract

The rural financial service system gives full play to the functions of clearing payment and settlement, providing price information and incentive, accumulating capital and managing risks under the condition of market economy. However, it still faces the problems of financial ecological environment, financial supervision and internal structure of rural financial institutions. From the perspective of security and development, the development of rural finance must improve the diversified rural financial ecological subjects, improve the legal and credit environment of rural finance, perfect and innovate the rural financial system, and promote the development of rural intermediary service agencies. We must constantly update the rural financial supervision concept, innovate the rural financial supervision model, improve the rural financial supervision laws and regulations, and improve the rural financial supervision methods.

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What this paper is about

The rural financial service system gives full play to the functions of clearing payment and settlement, providing price information and incentive, accumulating capital and managing risks under the condition of market economy. However, it still faces the problems of financial ecological environment, financial supervision and internal structure of rural financial institutions. From the perspective of security and development, the development of rural finance must improve the diversified rural financial ecological subjects, improve the legal and credit environment of rural finance, perfect and innovate the rural financial system, and promote the development of rural intermediary service agencies. We must constantly update the rural financial supervision concept, innovate the rural financial supervision model, improve the rural financial supervision laws and regulations, and improve the rural financial supervision methods.

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Available abstract

The rural financial service system gives full play to the functions of clearing payment and settlement, providing price information and incentive, accumulating capital and managing risks under the condition of market economy. However, it still faces the problems of financial ecological environment, financial supervision and internal structure of rural financial institutions. From the perspective of security and development, the development of rural finance must improve the diversified rural financial ecological subjects, improve the legal and credit environment of rural finance, perfect and innovate the rural financial system, and promote the development of rural intermediary service agencies. We must constantly update the rural financial supervision concept, innovate the rural financial supervision model, improve the rural financial supervision laws and regulations, and improve the rural financial supervision methods.

Key concepts: Finance, Business, China, Rural management, Dilemma, Rural economics, Financial services, Payment

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