“COMPARATIVE STUDY OF NONPERFORMING ASSETS WITH” SPECIAL REFERENCE TO PUBLIC SECTOR BANKS

Indian banking sector plays an important role in economic development of the country. Banking sector provide funds for productive purposes, intermediating flow of funds from surplus to deficit units and supporting financial and economic policies of government. Public Sector Banks are the major player to develop the economy. But Gross NPA and Net NPA are the main concerns for banking sector in India because it’s reflect the performance of banks. High Gross NPA and Net NPA reflect quality of loan and efficiency of the bank, which increases credit defaults and that, affects the profitability of banks. Public Sector banks face the serious problem of Gross NPA and Net NPA. To improve the efficiency and profitability of banks, the NPA need to be reduced and controlled.” This study is based on different trends of nonperforming assets of Public Sector banks. This research paper works on “Comparative Study of Nonperforming Assets with Special reference to Public Sector Banks