Pengaruh Bank Size, Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) DAN Pertumbuhan Kredit Terhadap Non Performing Loan (NPL) Pada Bank Umum Devisa di Indonesia
Dina Rahmawati
Abstract
Dina Rahmawati
Abstract
This study aims to determine the effect of Bank Size, Capital Adequancy Ratio (CAR), Loan To Deposit Ratio (LDR), Credit Growth both partially and simultaneously on Non Performing Loans (NPLs) in the Financial Services Authority for the period of 2013 to 2017. Population this research is 51 foreign exchange banking companies from 2013 to 2017 as many as 51 companies with purposive sampling technique obtained by 36 companies. The data analysis method used is multiple linear regression with a significance level of 0.05. The results of the simultaneous study of Bank Size, Capital Adequancy Ratio (CAR), Loan To Deposit Ratio (LDR), Credit Growth affect the Non Performing Loan (NPL), while partially Bank Size, Capital Adequancy Ratio (CAR) significantly influence the Non Performing Loans (NPL), Loan To Deposit Ratio (LDR), Credit Growth does not significantly influence the Non Performing Loan (NPL) Keywords: NPL, Bank Size, CAR, LDR, Credit Growth
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This study aims to determine the effect of Bank Size, Capital Adequancy Ratio (CAR), Loan To Deposit Ratio (LDR), Credit Growth both partially and simultaneously on Non Performing Loans (NPLs) in the Financial Services Authority for the period of 2013 to 2017. Population this research is 51 foreign exchange banking companies from 2013 to 2017 as many as 51 companies with purposive sampling technique obtained by 36 companies. The data analysis method used is multiple linear regression with a significance level of 0.05. The results of the simultaneous study of Bank Size, Capital Adequancy Ratio (CAR), Loan To Deposit Ratio (LDR), Credit Growth affect the Non Performing Loan (NPL), while partially Bank Size, Capital Adequancy Ratio (CAR) significantly influence the Non Performing Loans (NPL), Loan To Deposit Ratio (LDR), Credit Growth does not significantly influence the Non Performing Loan (NPL) Keywords: NPL, Bank Size, CAR, LDR, Credit Growth
Key concepts: Non-performing loan, Loan, Capital adequacy ratio, Financial system, Business, Finance, Economics, Profit (economics)