2018•Journal of Commerce and Management ThoughtOpen access

Assessing Linkage Between Community and Financial Inclusion in India

Taufeeque Ahmad Siddiqui, Kashif Iqbal Siddiqui

Abstract

Financial Inclusion consists of the steps towards including vulnerable groups in financial services at an affordable cost. The present study is based on impact of caste and religion, taken as two independent Variables, on the number of accounts opened with the bank, keeping education as controlled variable. ANCOVA (Analysis of Covariance) is used for investigating the relationship. Data is collected randomly from 200 households of two villages of Madhubani District of Bihar. The results reveal that there is significant impact of caste and religion on number of bank accounts possessed by a household. Hence, government should work for inclusive policy to cover entire strata of the society.

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Key concepts: Financial inclusion, Caste, Inclusion (mineral), Government (linguistics), Financial services, Analysis of covariance, Cover (algebra), Work (physics)