OBVEZNO OSIGURANJE O AUTOMOBILSKE ODGOVORNOSTI

The insurance has been proven to be historical necessity, especially in traffic which is why the compulsory car insurance is obligant type of insurance for all traffic participants according to the Law of mandatory insurances in traffic. The aim of this study is to analyze the types of insurances and reinsurances, especially the obligant insurance of road motor vehicles. The terms of insurance fee, insurance payout, bonus and malus will be explained as they are used within mandatory insurance in traffic. The measures that must be undertaken if the insured case fulfills (e.g. car accident), as well as the cases which exclude from insurance will also be explained. The analisys of the ERGO insurance d.d. will be presented, the basic as well as extra insurance coverage and the parcial casco insurance which may be added into the insurance contract. For the purposes of presenting all the explained elements, the informative calculation of the price of insurance contract is made .