Mutual Funds Hitches and Outlook: An Empirical Study

A lot of structural changes and innovations have occurred both at international and national financial system. Simultaneously, household savings and investment attitude and preference have increased. Emergence of new financial institutions and instruments came into existence to cater the needs of public. Mutual Funds are one of the ideal avenues available to investors. The growth of Mutual Funds industry is comparatively higher than other industries in India. But compared to global outlook, the share of Mutual Funds industry does not touch even 5 percent (Anonymous). Indian investors prefer to invest more in traditional avenues as compared to Mutual Funds. All this, in aggregate, heightens researcher concern that why Mutual Funds could not succeed in India? With this background, an attempt is made in this research to study the perceived problems and perspectives of retail investors for investment in Mutual Funds.