Shane M. Sherlund, Aurel Hizmo
Abstract
In this note, we use a unique set of mortgage applications and locks data from January 2013 through September 2018 to examine the effects of the ATR/QM rule on mortgage lending and mortgage pricing.
OpenAlex reports 3 citations for this work. Citation counts describe recorded attention and do not establish research quality.
A contribution statement is not available in the OpenAlex record.
Method details are not available in the OpenAlex metadata.
Findings are not separately available in the OpenAlex metadata.
Limitations are not available in the OpenAlex metadata.
Application details are not available in the OpenAlex metadata.
In this note, we use a unique set of mortgage applications and locks data from January 2013 through September 2018 to examine the effects of the ATR/QM rule on mortgage lending and mortgage pricing.
Key concepts: Mortgage underwriting, Collateralized mortgage obligation, Shared appreciation mortgage, Mortgage insurance, Secondary mortgage market, Loan-to-value ratio, Commercial mortgage-backed security, Mortgage loan