Problems and Suggestions on the Mode of Intellectual Property Financing of Small and Medium-sized Technological Enterprises

Medium-sized Technological Enterprises is the key to China's innovation-driven strategy, but its widespread shortage of funds. Intellectual property financing has become an effective way to solve the problem of shortage of funds. This paper combs the relevant literature on the financing mode of intellectual property at home and abroad, and draws some problems such as shortage of talents, low quality and low financing channels in intellectual property financing, and puts forward suggestions from four aspects: colleges and universities, enterprises, banks and governments. The effective integration of the relationship between the four can make corporate intellectual property financing to run better.