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Optimum amount of an insurance sum in life insurance
Janez Balkovec, Marija Ovsenik
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Abstract
Personal insurance represents one of the sources of personal social security as a category of personal property. How to get a proper life insurance is a frequently asked question. When insuring material objects (car, house...), the problem is usually not in the amount of the taken insurance. With life insurance (abstract goods), problems as such occur. In this paper, we wish to present a model that, according to the financial situation and the anticipated future, makes it possible to calculate the optimum insurance sum in life insurance.