Employer-Sponsored Insurance Offers: Largely Stable In 2014 Following ACA Implementation
Jean Marie Abraham, Anne Beeson Royalty, Coleman Drake
Abstract
Jean Marie Abraham, Anne Beeson Royalty, Coleman Drake
Abstract
Affordable Care Act provisions implemented in 2014 could have influenced employers' decisions to offer health insurance. Using data for 2014 from the Medical Expenditure Panel Survey-Insurance Component, we found little change in employer-sponsored health insurance offerings: More than 95 percent of employers either continued offering coverage or continued not offering it between 2013 and 2014. Fewer than 3.5 percent of employers dropped coverage, and 1.1 percent added coverage.
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Affordable Care Act provisions implemented in 2014 could have influenced employers' decisions to offer health insurance. Using data for 2014 from the Medical Expenditure Panel Survey-Insurance Component, we found little change in employer-sponsored health insurance offerings: More than 95 percent of employers either continued offering coverage or continued not offering it between 2013 and 2014. Fewer than 3.5 percent of employers dropped coverage, and 1.1 percent added coverage.
Key concepts: Medical Expenditure Panel Survey, Health insurance, Business, Actuarial science, Patient Protection and Affordable Care Act, Self-insurance, Health care, Group insurance