On the Choice of the Plight and the Path of Interest Rate Risk Management Carried out by the Commercial Banks in China

Interest rate change can result in the risk of changing the value of financial assets of commercial banks.Based on three normal assumptions of the international interest rate risk measure,this paper puts forward a method of controlling interest rate risks that includes the internal and external ones.By analyzing the internal and external restricted factors of interest rate risks carried out by the commercial banks in our country,the author gives some suggestions on the implementation of interest rate risk management.