An Analysis of Operational Risk Management for Commercial Banks

As one of the oldest risks for commercial banks,operational risk has been increasingly drawn attention from regulators and senior managers.Operational risk has become a new risk category differing from credit risk and market risk in Basel Ⅱ,moreover,many criteria have been introduced to manage operational risks.Based on a thorough understanding of these criteria,commercial banks should adopt an appropriate operational risk management frame,which is suitable with their business features.