The Analysis of Off-balance Sheet Activity in Chinese Commercial Banks

The off-balance sheet activity is an important part of bank business today. It can extend the business scale and increase the economic profits without changing balance sheet by developing off-balance sheet activity of commercial banks. Now this task has started. It is very important to develop the off- balance sheet activity quickly by making the bank organization multiplied and extending new profit increasing channel. This article analyzes the reasons for the existing problems and presents the corresponding solutions.