The Construction of Financing Model Suited to Capital Economy

Under the new normal economic background, not only small and microenterprises' financing is difficult, the difficulty of large and medium-sized enterprises for the second financing also increase. The fundamental reason is that the current financing model uses the method of the planned economy and the market economy. The development of the economy is limited by the debt financing which is the main content of the mortgage and loan. Realizing the current economic development of the new stage accurately and then putting forward the new concept of financial reform is the fundamental solution to this problem. At present, according to the analysis of current stage of economic development, China's economy has entered a new era of capital economy. In this era, developing the capital market, crowd-funding and other financing ways is the fundamental solution to the difficulty of financing. The enterprises must carry on the reform to the original system, carry out the modern enterprise system and use capital thought to establish the main channel financing. At the same time, the government should support the reform of equity investment through the measures such as finance, tax and so on.