Liability Insurance: Bottleneck and Tendency of Development

With the popularity of law knowledge and enhancement of insurance and right-protection consciousness,it has become an inevitably need for people to evade and avoid management risk and consumption risk through a legal approach.People's consciousness of transferring risks and responsibilities is increasingly heightened.Based on analysis of problems in the development of liability insurance that is a risk-transfer mechanism,some advantages in policy support,market opportunity and public awareness for China to develop liability insurance are discussed.Accordingly,functions of social management and risk-transfer of liability insurance in China can be improved.