The Study on the Construction of Deposit Insurance System in China

The Deposit Insurance System is an important part of Financial Security System.It helps to protect the interests of depositors,enhance the public's faith of the financial system and promote the financial stability.Since the system is formed in the world,the Deposit Insurance System has been established in many countries and areas all over the world.With the background of the global financial deregulation,how to design suitable Deposit Insurance System in China is a great problem we have to face.This paper analyzes the development and current situation of the Deposit Insurance System in China,and tries to offer some proposals of constructing Deposit Insurance System in China,such as deposit insurance organization,premium rate and so on.