The Affection and the Countermeasures to Commercial Banks by Open Investment Funds

The thesis points out that with the continuous deepening of the reform of financial system, the operation of open investment fund is to be conducted. It also analyses the rise of open fund to cause the affection to the present bank system and business of our country, such as the affection to the deposit structure and amount of the commercial bank, to the change of people's financial consciousness and operative idea and to the fund trusteeship and agency of the commercial bank. The thesis particularly, emphasizes that at the severe challenge and rare opportunity, the commercial bank shall take the stable policy timely to improve the quality of service and provide the convenient and quick service of fund sale, to set up the center of fund settlement as soon as possible, provide convenience of financing and create new financial business, etc, with all efforts. Otherwise,it will sink into the backward and passive situation.