Research on Characteristics of Commitment Off-Balance-Sheet Operations

Commercial banks are challenged by the uncertain requirement,which forms the core part among impacts that commitment off-balance-sheet operations impose on commercial banks' liquidity.In order to meet this demand,the instantaneous liquidity,only able to be satisfied by assets in cash or similar reserve abilities,has to be available for commercial banks.In that case,commercial banks will possibly be met with liquidity limits in developing some business because of their instantaneous liquidity.An analysis of reserve fluctuations will reveal the characteristics and common features of various commitment off-balance-sheet operations,which is helpful to making management strategies concerned.