Exploration on the Structure Adjustment of Anhui's Property Insurance Business
Wang Jin
Abstract
Wang Jin
Abstract
Taking the development of Anhui's property insurance business as an example,the author analyzes the problems in the current property insurance business structure,such as the overhigh percentage of motor vehicle insurance,annually decreasing percentage of enterprise property insurance and cargo transportation insurance as well as the lack of enough liability insurance business,credit and guarantee insurance business and agricultural insurance business,etc.The author thinks that we should solve these problems by accelerating the development of non-motor vehicle insurance business,improve and optimize motor vehicle insurance business,strengthening the support for agricultural insurance business,actively promote insurance product innovation and making decision more scientific through the establishment of data analysis center.
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Taking the development of Anhui's property insurance business as an example,the author analyzes the problems in the current property insurance business structure,such as the overhigh percentage of motor vehicle insurance,annually decreasing percentage of enterprise property insurance and cargo transportation insurance as well as the lack of enough liability insurance business,credit and guarantee insurance business and agricultural insurance business,etc.The author thinks that we should solve these problems by accelerating the development of non-motor vehicle insurance business,improve and optimize motor vehicle insurance business,strengthening the support for agricultural insurance business,actively promote insurance product innovation and making decision more scientific through the establishment of data analysis center.
Key concepts: Business interruption insurance, Business, Property insurance, Key person insurance, Insurance policy, Liability insurance, General insurance, Actuarial science