Analyze On automobile holder and insurer's nature of liability for compensation in automobile-related traffic accident

In China,the liability for compensation in automobile-related traffic accidents includes automobile holders’infringement liability for compensation beyond their insurance liability limit and insurers’insurance liability for compensation within their insurance liability limit. The former takes the balancing of equity and efficiency as the starting point in determining the doctrine of liability fixation,which is beneficial to achieving a balance of interests for all parties. The latter lets insurers bear obligations for insurance;In compulsory liability insurance in automobile-related traffic accidents,insurers shall perform their obligations according to the compensation doctrine oflimitation with no faultonce traffic accidents happen. This insurance can help victims get quick and effective remedies,and in actual effect,shrink due to its defects.