Research on Difficulties in Financing of SMEs in Jilin Province

In recent years,SMEs have become the main driver of economic growth in Jilin Province.They play an important role in tax revenue,technical innovation,creating jobs,institutional transformation,expansion of the role of exports increasing.However,there are some internal disadvantages,including small size,low power,low credit rating,disordered management,undound financial systems,etc,and some external factors,such as the banking capital apt to invest in large enterprises,hard to loan,less support from the government,lack of social security systems,incomplete financial market,constraints from the social environment,on account of all above,SMEs in Jilin Province are hard to get financing,which affects the development of SMEs,and furthermore affects the economic growth of Jilin Province.Thus,only raising the core competitiveness of SMEs,reducing risk,improving credit rating,adopting scientific management methods and normative financial system,can help to increase the confidence and heat of banking on the loan to SMEs.At the same time,strengthening the support from the government,improving SMEs credit guarantee system,then the financing problem of SMEs in Jilin Province will get better solved.