Research on Construction of China's Credit Information System
Zheng Liang-fang
Abstract
Zheng Liang-fang
Abstract
At present,there are such problems in the development of China's credit information system as credit information legislation lagged behind,the governmental management of credit information industry being in a state of disorder,credit information being lack of authoritative and systematic nature,credit data being fragmentation-oriented,credit information database being under poor management,and so on.In future,it's necessary to learn from foreign experience,to speed up the legislative process on the credit industry,to accomplish publicity work on credit information,to build up trustworthy government,to finish the work related to well constructing credit information database,and to advance the development of nurtured credit rating market,so as to promote China's credit information system construction.
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At present,there are such problems in the development of China's credit information system as credit information legislation lagged behind,the governmental management of credit information industry being in a state of disorder,credit information being lack of authoritative and systematic nature,credit data being fragmentation-oriented,credit information database being under poor management,and so on.In future,it's necessary to learn from foreign experience,to speed up the legislative process on the credit industry,to accomplish publicity work on credit information,to build up trustworthy government,to finish the work related to well constructing credit information database,and to advance the development of nurtured credit rating market,so as to promote China's credit information system construction.
Key concepts: Credit reference, Credit history, Credit enhancement, Export credit agency, Credit rating, Business, Credit card interest, Publicity