Research on Our Country's the Mortgage Market Management on the Subprime Lending Crisis

The Subprime lending crisis erupted in the USA and quickly spread to the world,leading to the crisis in a secondary mortgage market.Its direct cause is that sustained cooling down of the real estate marketmade it more difficult for buyers to refinance through the sale and mortgage of real estate.But the rooting cause lies in lacking of legal supervision to the securitization of real estate mortgage in the USA.This paper attempts to analyze the the status and existing issues of Chinese real estate market in depth based on reasoning in cause of the subprime crisis,and finally puts forward four measures and proposals to prevent the risk of the mortgage market in China.