The Study of Moral Hazard in Deposit Insurance System
Wentao Liu
Abstract
Wentao Liu
Abstract
This article obtains the moral hazard which exists in the deposit insurance system,and elaborates the moral hazard performance in the deposit insurance system,and analyses each moral hazard's main bodies which were carried on the deposit insurance system principal-agent chain link in detail,and it points out the hazardous nature of deposit insurance moral hazard,and through the deposit insurance moral hazard's model analysis,it proposes several effective suggestions to control deposit insurance moral hazard.
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This article obtains the moral hazard which exists in the deposit insurance system,and elaborates the moral hazard performance in the deposit insurance system,and analyses each moral hazard's main bodies which were carried on the deposit insurance system principal-agent chain link in detail,and it points out the hazardous nature of deposit insurance moral hazard,and through the deposit insurance moral hazard's model analysis,it proposes several effective suggestions to control deposit insurance moral hazard.
Key concepts: Moral hazard, Morale hazard, Actuarial science, Deposit insurance, Business, Hazard, Casualty insurance, Insurance policy