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A Comparison of Two Schools on Rural Endowment Insurance in China

Liang Chu

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Abstract

There are two standpoints supporting different molds of rural endowment insurance in China, one is family support of old age, the other is social endowment insurance. After the comparison of the two standpoints, we realize that the reason they disagree with each other is that they have different way of thinking. Finally, we point out that because of lacking of public resource, social endowment insurance in rural Chinese is inefficient, and try to give solution to this problem.

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What this paper is about

There are two standpoints supporting different molds of rural endowment insurance in China, one is family support of old age, the other is social endowment insurance. After the comparison of the two standpoints, we realize that the reason they disagree with each other is that they have different way of thinking. Finally, we point out that because of lacking of public resource, social endowment insurance in rural Chinese is inefficient, and try to give solution to this problem.

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Available abstract

There are two standpoints supporting different molds of rural endowment insurance in China, one is family support of old age, the other is social endowment insurance. After the comparison of the two standpoints, we realize that the reason they disagree with each other is that they have different way of thinking. Finally, we point out that because of lacking of public resource, social endowment insurance in rural Chinese is inefficient, and try to give solution to this problem.

Key concepts: Endowment policy, Endowment, China, Point (geometry), Economics, Public economics, Social insurance, Actuarial science

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