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2005•Journal of Beijing Normal UniversityRequires access

Reflections on Avoiding Loan Risks in Colleges and Universities

Er‐Te Zheng

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Abstract

Chinese colleges and universities have entered a period of rapid progession and hence bank loaning has become an important means for funds raising. But how to avoid loan risks has come to be a practical issue to consider for college and university leaders and education departments. The present paper begins with the existing problems in utilizing loans in Chinese higher institutes of education and, in terms of a detailed analysis, puts forward from various perspective the countermeasures for the loan risks.

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What this paper is about

Chinese colleges and universities have entered a period of rapid progession and hence bank loaning has become an important means for funds raising. But how to avoid loan risks has come to be a practical issue to consider for college and university leaders and education departments. The present paper begins with the existing problems in utilizing loans in Chinese higher institutes of education and, in terms of a detailed analysis, puts forward from various perspective the countermeasures for the loan risks.

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Available abstract

Chinese colleges and universities have entered a period of rapid progession and hence bank loaning has become an important means for funds raising. But how to avoid loan risks has come to be a practical issue to consider for college and university leaders and education departments. The present paper begins with the existing problems in utilizing loans in Chinese higher institutes of education and, in terms of a detailed analysis, puts forward from various perspective the countermeasures for the loan risks.

Key concepts: Loan, Business, Perspective (graphical), Higher education, Student loan, Raising (metalworking), Finance, Actuarial science

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