Supply Chain Finance and SMEs Financial Capacity

In this paper,from view of credit rationing theory,asymmetric information and profitability asymmetric,SMEs is often out of credit rationing,because of constraints of financial capacity.But supply chain finance,under consideration of the background of supply chain and introduction of the core business of credit,uses mobile and intangible assets to finance,it dilutes SMEs scale,enhances its credit capacity,and resolves the plight of financing to some extent.Finally,with a brief of the development of the supply chain of the Bank of Communications,it proposes three supply chain financing model for SMEs.