On China's Mortgage Insurance and its Perfect

Mortgage insurance means that the institution or organization established by law provides credit support for qualified borrowers applying for low down payment mortgages,its main function is to lower the threshold for borrowers to buy houses.In the construction process of China's mortgage insurance,government should play a leading role,estabilsh policy-oriented mortgage insurance agency to provide low down payment mortgages insurance for middle-low income residents.In addition,government may encourage,guide and support the development of commercial mortgage insurance according to the actual needs of the housing market.