Medical Insurance and Medical Care Demand for the Elderly

According to the national health status data of the elderly in 2008. We select two models of stepwise and Logistic regression to empirical analysis how medical security impact on demand for medical services for the people over 65 years old,and draw a conclusion as follows: first,medical security has a crowding-out effect on demand for medical services. Then reduce the family medical burden of elderly and promote the timely medical treatment rate on the overall. Although illness insurance did not pass the significance test,but the return direction is stable. Second,medical security in improving timely medical treatment rate of elderly have the uniform effects on the basic,but in reducing family medical burden,cooperative medical has the worst effect. Thirdly,medical insurance for medical care demand of the elderly has a significant difference between urban and rural areas. The ratio of timely medical treatment rate in the rural was significantly lower than urban people. And the ratio of no timely medical treatment in rural areas because of economic reasons is much higher than that of the urban elderly. On the basis of this conclusion, proposed thinking of to accelerate the improvement of supplementary medical insurance,and improve the consciousness of elderly to participate in commercial medical insurance,and increase investment of public finance on the cooperative medical,and a moderate increase in chronic disease care of cooperative medical and medical policy flexibility and so on.