2003•Journal of Zhejiang Ocean UniversityRequires access
A Concept of the Implementing Steps of Security of Housing Mortgage Loan
WU Yan-er
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Abstract
At present the first market of housing mortgage loan in our country has a fair development,However, it faces a unsteady risk which is named as' short time of depositing and long time of loaning' by some financial establishments during the process of providing loan. From the successful experience abroad establishing secondary market of mortgage loan is the proper approach. Besides, capital market and housing market in our country are still under development. Therefore, based on such conditions, this thesis presents its concept that will be implemented step by step. That is, firstly we should establish the secondary market of housing mortgage and secondly we begin to realize scuritisation of housing mortgage loan.