Reflections on Speeding up the Development of Net-Banking for the Commercial Banks of China

The development of the net_based economy has made net_banking possible which applies the new technology to manage and innovate the main body of banking. Net_banking has also become the trend of development of world banking in the 21st century. In order to survive in the development and competition in the future, it is also imperative for the banking of our country , especially the state_owned commercial banks to adapt to this trend and take the initiative in developing and perfecting the operation on the net.This paper analyses the trend of development and the advantages of net_banking,the problems and current situation of the development of net_banking in China,the challenges that are brought to the Chinese commercial banks after China enter WTO, and the tentative plan for the commercial banks of our country to quicken and perfect the operation on the net.