The Restricting Factors and Paths Selection to the Mortgage Financing of the Rural Property

With the system economics analysis method,this paper deeply studies the status and restricting factors about the mortgage financing of rural three rights in Chongqing.And then we found that the mortgage financing of the rural three rights have problems with legal barriers,the poor understanding of the farmers,lacking financial institutions,the imperfect market mechanism and the social guarantee mechanism.And then,we put forward four aspects of paths selection to the rural property mortgage financing:perfecting the laws and regulations,increasing financial institutions' support,establishing the assets management company and perfecting social security system.