On the Loan Guarantee for Xinjiang Listed Companies
Honghui Zhu
Abstract
Honghui Zhu
Abstract
Xinjiang listed companies have characteristics of their own,the loan guarantee of which provides necessary financial support for their rapid development.To some extent,however,this kind of guarantee increases loan risks for commercial banks,and can even invite regional financial crises.This paper concludes that,by establishing credit markets and adjusting corporate development strategies,risks of loan guarantee for Xinjiang listed companies can be effectively reduced.
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Xinjiang listed companies have characteristics of their own,the loan guarantee of which provides necessary financial support for their rapid development.To some extent,however,this kind of guarantee increases loan risks for commercial banks,and can even invite regional financial crises.This paper concludes that,by establishing credit markets and adjusting corporate development strategies,risks of loan guarantee for Xinjiang listed companies can be effectively reduced.
Key concepts: Loan, Business, Finance, Bridge loan, Financial system, Non-conforming loan, Participation loan, Non-performing loan