Research of Medium-Small-Enterprise Credit Evaluation System

The result of credit analyzing and decision differs on the experiences and judging ability of different individuals. Thus an integrate system of credit evaluation, reference indexes, as well as the standard and method of marking should be established; and credit standing and debt repaying ability be totally evaluated, as to make credit management and decision objective and standard, and to prevent credit risks effectively. The function of medium-small-enterprises in the development of national economy has been universally recognized. Lacks for credit evaluation system and difficulty of funding has become the bottleneck of the development of medium-small-enterprises. In this arcticle,a credit evaluation system for medium-small-enterprises is established.