On risk prevention of student loan

Student loan is playing an important role in helping poverty-stricken students in higher learning,however,the development of this system has been halted by the lack of relevant law,regulation and insufficient credit system.Due to this,the loan offered is far from enough for students needy.In this case,the government,schools,banks and departments concerned should accelerate credit legislation,build up individual credit system as well as improve college students′ credit education to promote the healthy development of student loan.