Probe into the Intellectual Property Rights Pledge Financing and the Construction of Its Operating Environment

Although high-tech SMEs(small and medium-sized enterprises) with high-growth and high-risk possess higher technical level,it is difficult for them to obtain financial support from financial institutions because of the lack of traditional mortgages in financing process,the intellectual property rights pledge financing possesses important significance for solving the financing difficult of high-tech SMEs.Starting from the concept of the intellectual property rights pledge financing,analyzes China’s intellectual property rights pledge financing modes,and probes into the construction of intellectual property rights financing operation environment for perfecting intellectual property rights financing environment and obtaining some beneficial enlightenments for constructing Shanxi’s financing environment.