The Exploration of Optimizing China’s Medical Insurance

Objective To investigate how to optimize China’s medical insurance system through analyzing China’s existing macro data of medical insurance.Methods To analyze the macro data of medical insurance since 2003.Results Through many years development,China’s medical insurance has improved largely.The new rural cooperative medical care nearly covered all the rural areas.The basic medical insurance of urban population need to increase its coverage.As supplement sections of basic medical insurance, commercial medic insurance and urban and rural medical aid still have space to be developed.Conclusion to improve the coverage of basic medical insurance,while encouraging commercial medical insurance to take part in and improve medical insurance system. Meanwhile,strengthening the national medical aid of serious and chronic diseases.Involving the cost of regular health checks into medical insurance.